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Untitled document When applying for mortgages borrowers have the choice of obtaining interest only or repayment mortgages. Interest only mortgages require the borrower to only pay the interest charged each month on the mortgage. The balance of the mortgage remains the same throughout the entire term of the loan. With

Untitled document 21st century, the Spanish real estate market has not been as hot as it was some five years ago. Nonetheless, the returns that most investors have realized through real estate holdings and investments in Spain have remained high. In addition, the market itself has remained fairly stable overall. Investment

Untitled document A capped rate mortgage has an interest rate that cannot rise above a pre-determined level for a specified period of time. After the capped rate period expires, the interest rate of the mortgage reverts to the lender’s Standard Variable Rate (SVR). A cap and collar mortgage is similar to a capped rate

Untitled document increase in the monthly mortgage payments due. This means that borrowers should take careful note of when the discount is due to expire and prepare to remortgage to a more suitable home loan product if required. Also, because the discounted interest rate is a variable rate, any change in the lender’s